Mortgages
At PGFMoney we have three qualified mortgage professionals with over 60 years combined experience of arranging borrowing for your home. We are a whole of market independent broker with access to residential and buy to let deals from the majority of high street lenders and many other schemes not available to the public. We offer a comprehensive advice service which takes you from deciding which type of mortgage is suitable to assessing affordability and arranging a decision-in-principle from a lender. Once you have found a home we will apply for the mortgage on your behalf, help you find a solicitor and keep you informed along the way to receiving your mortgage offer and completing your home purchase.
Life Assurance
We believe protecting your life and health is essential whether you have a mortgage or not. We can advise on all the ways of protecting your family and lifestyle when life happens to you.
Equity Release
In later life many people are now using their homes to supplement their incomes, pay off outstanding mortgages, make home improvements or help their younger ones when they need funds. We have teamed up with partner busineses who are specialists in this area and can assist with borrowing in retirement, whether through equity release or lifetime mortgages.
Retirement Planning
We are authorised to assist throughout the whole retirement journey, from making your first payment to drawing the income when you need it. We can look at the most tax efficient ways of investing for your future using solutions which reflect the risks you want to take with your investments. As independent advisers we have access to the UK’s top investment companies. We can recommend individual pension plans or platform products, depending on your needs.
Investment Planning
Closely aligned to planning your retirement we can advise on putting money aside in a tax efficient way for shorter to medium term goals. We can look at trusts to mitigate inheritance tax or make gifts and retain control of the capital.
Will and Trust Planning
We have teamed up with Honeypro to provide will, trust and lasting power of attourney services. The link below provides more details and allows you to apply online with assistance from trained advisers.
This link takes you to a questionaire which helps you asssess your estate planning needs:
review.honeybrilliantmoney.co.uk/intro?referralcode=PGFMoney
Here is the link to the application website.
https://review.honeybrilliantmoney.co.uk/intro?referralcode=PGFMoney